Thriving on excellence and uncompromising service standards, PNBHFL is a professionally managed organization with a board of directors consisting of distinguished personalities and professionals who have excelled in various fields including finance, taxation, insurance and statutory bodies. The board drives the vision of the company by its expertise in strategy formulation, policy and control, designed to deliver increasing value to stakeholders.
||Dr. Ram S. Sangapure
Dr. Ram S. Sangapure is Executive Director of Punjab National Bank. He has done Ph.D. in Economics from University of Sofia, a European University. He had started his career in banking industry with IDBI Bank. After five years in IDBI Bank, he had joined Central Bank of India as Assistant General Manager (Chief Economist). After elevation as Deputy General Manager, he was posted as Zonal Manager, Muzaffarpur.
Read MoreHe had also headed Mumbai Zone - the largest zone of the bank. He was also Chairman of the largest Regional Rural Bank in India viz. Uttar Bihar Gramin Bank. Prior to taking over as Executive Director of Punjab National Bank, Dr. Sangapure was General Manager in Central Bank of India where he served in various capacities.
||Mr. Tejinder Singh Laschar
Mr. Tejinder Singh Laschar holds a Master's Degree in Economics, a Master's Degree in Commerce and a Post Graduate Diploma Degree in Development Policy from University of Glasgow, UK. He has also attended numerous professional courses in India and abroad, including at IMF Washington DC and Singapore.
He joined Indian Economic Service in 1973 and superannuated as the Senior Economic Advisor, heading the Office of Economic Adviser in the Ministry of Commerce and Industry, GOI, on 30th September, 2007.
During his career, he has held several important posts- Economic Advisor in the Ministry of Chemicals and Fertilizers; Member Secretary of Working Group on Fertilizer, 10th Five Year Plan; Additional Economic Advisor, Ministry of Finance; Director, Ministry of Home Affairs. He has worked in the Banking Division of the Ministry of Finance and also in India Investment Centre. He was a full time Consultant in Institute of Public Enterprises, Osmania University, Hyderabad.
He has also been on the Board of numerous organisations, like the CMD of Hindustan Fertilizers Corporation Ltd., Director, GIC Housing Finance Ltd., PNB Principal Insurance Advisory Company, Fertilizer Corporation of India, National Fertilizers Ltd., Fertilizers and Chemicals, Travancore, Industrial Finance Corporation of India, Corporation Bank, State Bank of Indore, State Bank of Bikaner and Jaipur, Deposit Insurance and Credit Guarantee Corporation of RBI. He was also the trustee of GIC Mutual Fund for several years. He specialises in financial restructuring, capital and debt markets, foreign direct investment and macro economic issues.
At PNBHFL, he is the Chairman of the Audit Committee and Member of the Business Process Committee of the Board.
||Mr. P. K. Gupta
Mr. P. K. Gupta holds a Master's Degree in Commerce and Bachelor's Degree in Law from the University of Agra. He started his banking career with PNB in 1971 as a probationary officer and rose to the rank of General Manager. He worked in the areas of branch banking, credit, planning and development, credit policy, investments, merchant banking, leasing and international banking. He also lead PNB's restructuring project with Boston Consulting Group as a consulting partner.
Mr. Gupta was appointed as the Executive Director of Corporation Bank in 2001. He was elevated to the post of Chairman & Managing Director of National Housing Bank. As the CMD of NHB, he was responsible for development of healthy housing finance system on sound lines through promotional, regulatory and supportive mechanisms.
He was appointed as the Chairman & Managing Director of United Bank of India in May 2005. In addition to this, he also continued as the CMD of NHB. He took full charge of UBI from September 2005 and remained its CMD till 30th September, 2008. During his tenure at UBI, he brought a complete turnaround of its performance. The Bank, swiftly switched over to core banking solution (CBS) and the branch network got expanded from 1310 to 1428.
He had also served as the Managing Director of PNB Capital Services Ltd. and Director of PNB Gilts Ltd. and PNB Asset Management Co. Ltd. (subsidiaries of PNB). Presently, he is on the Board of Advance Enzymes technology Ltd., MSP Steel and Power Ltd., Baroda Pioneer Asset management Co. Ltd. and U V Asset Reconstruction Co. Ltd.
At PNBHFL, he is also a Member of the Audit Committee and the Appointments Committee of the Board.
||Mr. S. K. Jain
Mr. S. K. Jain holds a Master's Degree in Arts from the University of Punjab. He is also an MBA from the University of Indiana, USA (Dean's List) and a Fulbright scholar. He was an elected member of Beta Gamma Society.
He retired from Citibank in June 2000 after working for more than 31 years. He held the post of Senior Credit Officer for more than 18 years.
Read MoreApart from his tenure in India, he also spent many years working with Citibank in Hong Kong, Taiwan, Philippines, Thailand and Canada. As a division Credit Officer for North Asia (Philippines, HK, Taiwan, Korea, China), he managed the portfolio under high level of volatility and uncertain macro-economic scenario which resulted in significant reduction in loan losses.
He strengthened the credit infrastructure for Consumer Bank in India, including the scoring model for large volume asset products. He developed training courses to enhance understanding of risk management for relationship and operations managers.
He was the Division Credit Officer for Canada including the real estate portfolio. He developed a leading indicator framework for real estate across Canada, which was key component of the target market. He was actively involved in credit automation to enhance the use of technology in credit management process. In his last assignment in India (1993 till retirement), he played a lead role in establishing the credit discipline and process for Consumer Bank.
Currently, he is on the Board of Can Rebeco and R.S. Software India Ltd.
At PNBHFL, he is the Chairman of Credit Committee of the Board.
||Mr. Vivek Vig
Mr. Vivek Vig did his Post Graduation from the Indian Institute of Management (Bangalore). Since then he has gained over 25 years of Retail Banking experience in India and different parts of the globe.
From IIM campus he joined Citibank N.A., India in 1986. There he served in various capacities with the Consumer Bank till 1992.
Read More Between 1992 and 2004, he held senior business positions overseas in Citibank as Director (Marketing) - Samba (Citibank), Saudi Arabia and Business Head - Poland & Taiwan. After this, he was appointed as the Country Head (Consumer) of Citibank, Turkey and Saudi Arabia.
After Citibank, he joined Centurion Bank of Punjab in 2004, as the Country Head (Retail Bank), where the Bank acquired Bank of Punjab and Lord Krishna Bank before its merger with HDFC Bank Ltd. in 2008. Later, he joined Destimoney Group of Companies as the Managing Director & Group CEO.
At PNBHFL, he is a Member of Credit Committee and Business Process Committee of the Board.
||Mr. Anand Dorairaj
Mr. Anand Dorairaj holds a Bachelor's Degree in Commerce from the University of Bombay. He is also a Chartered Accountant from ICAI.
He worked at Citigroup International in New York as a Senior Emerging Markets Specialist with extensive experience in Mergers & Acquisitions. While in New York, he focused his efforts on enhancing Citigroup’s financial services market share in select priority countries around the world.
Read More Prior to this assignment, he worked in Hong Kong as Senior Investment Banking Professional and in India for thirteen years on a number of restructuring, recapitalization, equity & debt placements and strategic M&A assignments. He also served as the Head of M&A - Citigroup, India, for five years.
He joined New Silk Route Advisors when it was incepted in February 2007, and focused on private equity opportunities in the Indian sub-continent out of their Mumbai office. In the last several years, he has also been an integral member of a taskforce of prominent Non-Resident Indians in the US and working closely with the Prime Minister of India and his team to enhance the flow of foreign direct investments in India. He is also is an active member of the US India Business Council (USIBC) and Tie Tri-state in New York.
At PNBHFL, he is a member of Audit Committee and Appointments Committee of the Board.
||Shri S S Bhatia (Presently, General Manager of Punjab National Bank.)
Shri S S Bhatia was born on 1st April 1955. He is post graduate and MBA (Finance). He joined PNB as Management Trainee in 1977. During his 35 years career with PNB, he has handled many important assignments such as heading large branches, SRM and later on DGM, Amritsar, DGM (Stressed Assets Management Division), Circle Head (Meerut), Field General Manager (Ludhiana) and now General Manager, RAD and MSME, HO.
In PNB Housing he is member of Credit Committee and marketing committee of the Board.
||Mr. Sanjaya Gupta (Managing Director)
Mr. Sanjaya Gupta holds a Post Graduate Degree in Business Management. He is also a Fellow of the Royal Institution of Chartered Surveyors.
His professional career started with HDFC Ltd. in 1987 as a management trainee. He worked there for 16 years in various geographies at a variety of strategic and functional positions. His last assignment with HDFC was as the Head of Business Development & Distribution.
Thereafter he worked with ABN AMRO Bank NV as India Business Head, Retail Mortgages and later got elevated as the Mortgage Operations Head for North America and other geographies.
His last assignment before PNBHFL was with United Guarantee (AIG Inc.) as the Country Head for India, a joint venture of NHB, ABD and IFC Washington DC.
Throughout his career spanning over 25 years, he has significantly contributed to mortgages and allied risk management products. He has a distinction of establishing international housing finance branch operations for HDFC Ltd., which is also the industry's first. He is often consulted by the policy makers on key changes in the sector.
He is an ADB nominated Director on the Board of HDFC Plc., Maldives, and Director of India Shelter Finance Corporation Ltd.