Do’s:

To market and publicize the loan schemes / products of PNBHFL and participate in promotional campaigns on behalf of PNBHFL.

To forward applications duly signed by the applicants and after filling all columns and desired information along with the documentary evidences and photographs of the applicants and guarantors.

DMA will collect the loan applications of the interested parties with requisite fees as per rules of the PNBHFL in the shape of cheque / draft favoring PNB Housing Finance Ltd. and deliver to the concerned PNBHFL's branch. 

 To carry on thorough verification of the account to be introduced – of the applicants, seller of the property (if any), guarantors and property to be provided as security for loan.

The DMA shall be accountable for genuineness of the borrower (buyer) & seller of the property, underlying purchase transaction and identification of the property being financed.

To educate the customers on the policies and terms of lending of PNBHFL and to cover the company against any claim or damage arising out of non-compliance of any of the terms and conditions as above.

To forward only those applications which qualify the basic conditions of age and income criteria and location of property.

To ensure regular payment of installments in the accounts introduced by him and timely deposition of Post Dated Cheques.

To ensure recovery in the event of default / non-payment in any account.

To protect the interest of the company and ensure that image of the company is not tarnished by any deeds performed / statements made by him.

To provide business to the company with minimum target of Rs.25 lacs (Rupees Twenty Five Lakhs) per month

Don’ts

Not to give incomplete information to the company or forward cases without verification of the applicants, seller of the property (if any), guarantors and property to be provided as security for loan.

Not to furnish any misleading / wrong information to the proposed customers on the policies and terms of lending of PNBHFL.

Not to exert any undue influence for processing of any case or any interference with the procedure of sanctioning / rejecting the loan.

Not to cause any harm in financial terms to the company or any loss due to wrong information provided by him.

Not to violate any terms and conditions of the policies of the company or enter any agreement to grant any loan etc. on behalf of the company.

Not to collect any charges, or any amount in any form or any other fee from the applicant.