Housing Finance Limited


& OTHER LOANS

  
(A wholly owned subsidiary of Punjab National Bank)
Advertisements
Customer Notices
Property For Sale
Loan Scheme
Avail Flexible Housing Loan to save your interest costs...
  read more
Deposit Schemes
Rate of interest on deposits....
  read more
Home Loan Life Insurance
Under "Ghar Sudhar Yojna", we make available  ...
  read more
 
 
Revised Interest Rates
Looking to present housing finance scenario and in order to encourage new borrowers to avail housing loan from us, the company has offered discount of 0.50 % on the existing PNBHFR (at present 12.50%) to new customers, as under:
 

Floating Rates of Interest w.e.f 9.2.2008
Applicable to New IHL Customers

Period      Upto Rs. 10 lacs     Above Rs. 10 lacs
Up to 15 years           10.75%
(PNBHFR minus 1.75%)
             10.50%
(PNBHFR minus 2.00%)
16-20 years           11.00%
(PNBHFR minus 1.50%)
             10.75%
(PNBHFR minus 1.75%)


In this connection please note that:
1. We offer new home loans now at 0.50% less than the previous rates.
2. The rates of interest in old accounts will remain unaffected.

PNB HOUSING FINANCE ACHIEVES 76% GROWTH IN NET PROFITS – DEC. ’07
PNB Housing Finance Ltd., a wholly owned subsidiary of Punjab National Bank has achieved 76% growth in net Profits after tax during Nine months ended 31 December 2007. Announcing the results, Shri V K Khanna, the MD of the company informed that “during the current year, the profit before tax was Rs. 41.80 crores (Rs. 23.69 crores) and Profit after tax was Rs. 28.87 crores (Rs. 16.40 crores). The company has achieved 51% growth in total income at Rs. 159.97 crores (Rs.106.14 crores). The net worth of the company as on 31.12.07 was Rs.156.60 crores (Rs. 126.02 crores) and the annualised earning per share was Rs. 12.83 (Rs.7.29). The Book value per share as on 31st December 07 was Rs. 52.20.”
The Company has already paid an interim dividend of 10% for the year, which absorbed a sum of Rs. 3.51 crores including dividend tax. Shri Khanna also informed, “The Company is looking at higher business volume in the coming months. The Company is entering into tie-ups for promoting individual loans in the projects of various Builders across the country. The business potential is sufficient to ensure good growth in the current year. During the current financial year, the Company has also raised bonds aggregating Rs.450 crores. The amount raised is used to augment long-term resources of the Company.”
 
PNB HOUSING FINANCE ACHIEVES 80% GROWTH IN NET PROFITS FOR Ist HALF 2007-08
NEW DELHI : PNB Housing Finance Ltd., a wholly owned subsidiary of Punjab National Bank, has achieved 80% growth in Net Profit after tax during the Ist half year ended 30th September 2007. Announcing the results, Shri V K Khanna, the MD of the company, informed that “during the half year the profit before tax was Rs. 26.40 crores (Rs. 15.03 crores ) and Profit after tax was Rs. 18.37 crores (Rs. 10.20 crores). The company has achieved 53% growth in total income at Rs. 103.55 crores (Rs. 67.90 crores). The net worth of the company as on 30.09.07 was Rs. 146.10 crores (Rs. 119.83 crores) and the annualised earning per share was Rs. 12.24 (Rs. 6.80). The Book value per share as on 30th September 07 was Rs. 48.70.”
The Board has approved an interim dividend of 10% for the year, which will absorb a sum of Rs. 3.51 crores including dividend tax. Shri Khanna also informed, “The Company is looking at higher business volume in the coming months. The Company is entering into tie-ups for promoting individual loans from various Builders across the country. The business potential is sufficient to ensure good growth in the current year. During the current financial year, the Company has raised bonds series IV and V for Rs. 100 crores each. The amount raised will be used to augment long-term resources of the Company.”
Date: 14.12.07                                                                                                            For & on behalf of the Board
Place: New Delhi                                                                                                                       V. K. Khanna
                                                                                                                                           (Managing Director)
Notes:
1. The Board has recommended a final dividend of 10% on equity shares subject to approval of the members of the Company.
2. The main business of the Company is to provide loans for purchase or construction of residential houses. All other activities of the Company revolve around the main business and accordingly there are no separate reportable segments, as per the Accounting Standard on 'Segment Reporting' (AS 17) issued by the Institute of Chartered Accountants of India.
3. The Company has made provision on Standard non housing loans @ 0.4 % as against a stipulation of 0.1% by NHB. The Company has also made a provision of 0.2% on Standard Housing Loans.
4. The above results were reviewed by the Audit Committee and taken on record by Board of Directors at their meeting held on 30.04. 2007
Date: 30.04.07                                                                                                            For & on behalf of the Board
Place: New Delhi                                                                                                                       V. K. Khanna
                                                                                                                                           (Managing Director)
Last updated on:12-Feb-2008