In the course of using this website, the customers/borrowers may provide their personal information, which may or may not be of confidential nature. PNB Housing Finance Ltd. reserves its right to use the information to better the relations with the customers, to provide to the customers more products and other useful information, and also for cross-selling of products which the PNB Housing Finance Ltd. markets alone or jointly with other persons, agencies and entities. It will be well within the rights of PNB Housing Finance Ltd. to disclose the information for just reasons.